Life Assurance will help you keep your home, and also protect your lifestyle. Whether you want to simply pay off your mortgage, receive a lump sum or provide a replacement income, we can help you find a combination to suit your family's needs and budget.
	Level Term Assurance will provide a guaranteed sum assured in the event of your death or you becoming eligible for terminal illness benefit during the term of the plan. The amount of life cover remains the same throughout the fixed term of your plan. Terminal Illness Cover is built into your plan at no extra cost.
	Decreasing Term Assurance will provide a guaranteed sum assured in the event of your death or you becoming eligible for terminal illness benefit during the term of the plan.  The amount of life cover will reduce over the fixed term broadly in line with the amount you owe on your mortgage. The cost of this cover is usually cheaper than level life cover.
	Critical Illness Cover is an insurance plan that pays out a guaranteed cash sum if you're diagnosed as suffering from a specified critical illness > Click here for more details
	Family and Personal Income Plan (FPIP) is designed to help provide security and added peace of mind to you and your dependants > Click here for more details
	ASU Accident, sickness and unemployment is designed to assist you with your mortgage repayments, related costs and in some cases an additional amount on top - If you are unable to work due to an accident, sickness or if you are made unemployed. > Click here for more details

Click here to arrange a personalised quotation for any our products. We can arrange for you to meet with an adviser, or if you would prefer, advice, quotations and cover can all be arranged over the phone and by post.

We are authorised and regulated by the FSA (Financial Services Authority). Our FSA registration number is 448415.

WARNING: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. There may be a fee for our service. This will be no more than 1.5% of the loan. The precise amount will depend on your circumstances but we estimate this will be £149.

Lifetime is a trading name of Lifetime Financial Management Ltd which is authorised and regulated by the Financial Services Authority for advising on and arranging mortgages and insurance.

Lifetime Financial Management Ltd, registered in England and Wales, registered Number 3652194. Registered address: 1st Floor, City Gate, 17 Victoria Street, St Albans, Herts, AL1 3JJ. Director: Paul Merrigan.